Buying a house on a temporary contract in the Netherlands
With an employer's declaration of intent, a fixed-term contract counts like a permanent one. Without it, other routes exist, such as a three-year income average.
, 7 min read
Guides and answers
Practical guides for internationals in the Netherlands.
Box 3 in 2026: the €59,357 allowance and deemed returns
In 2026 box 3 taxes a deemed return of 1.28% on savings and 6.00% on investments at 36%, above €59,357 per person. You can report a lower actual return.
, 8 min read
Applying for the 30% ruling: conditions, timing and 2027
You and your employer apply together, within four months of your start to get it from day one. In 2026 taxable pay must exceed €48,013 (€36,497 under 30 with a master's).
, 8 min read
The 30% ruling and your mortgage: what lenders count
The mortgage rules say nothing about the 30% ruling, so each lender decides how much of the tax-free allowance counts as income, and the gap can be large.
, 6 min read